Pros and Cons of Leasing vs. Financing

  • Pen and Key

    Pros and Cons of Leasing vs. Financing

    Leasing is ideal for Toms River drivers who want a temporary option or a lower monthly down payment, but there are also perks to owning the car should you choose to finance. Let’s look into the pros and cons of buying vs. leasing before you browse our new inventory available near Jackson.

Frequently Asked Questions

Q: Leasing vs. buying, which has a lower down payment?

A: Leasing a Buick or GMC is an affordable way to access a higher value vehicle for less, because leasing requires a lower down payment or may not even require a down payment at all. When you lease a car, your monthly leasing payments are often lower than financing which requires monthly car loan payments.

Q: Which lets me keep my car longer, leasing or financing?

A: For drivers who want to use a car until it’s ready to retire, the better option would be to finance your Buick or GMC. Once you’ve completed your payments, you own your vehicle– then you can either trade in your vehicle or keep on driving it once you’ve gained equity.

Couple Buying a Car
2018 Buick LaCrosse Driver On Tablet

Q: If I want to keep up with the latest tech features and releases, should I buy or lease?

A: Leases typically last three years or less, so you’ll be able to regularly access the newest features. You’ll always have the option to choose another vehicle when your lease ends, so you can experience the latest technology features as they release.

Q: When I lease a car, can I customize my car and install accessories?

A: By leasing a car, you cannot customize it because the car belongs to the dealership. Financing a car gives you the freedom to make any changes and personal touches. If you want to personalize your Buick or GMC and install accessories, consider buying instead of leasing.

Q: Which has the lowest maintenance cost and repair cost?

A: If you want to skip the trouble of dealing with long-term car maintenance, leasing is a great option. Aside from getting regular oil changes, you won’t need to worry about most repairs because your vehicle will be under warranty during the lease period.

Q: If I drive long distances often, should I lease or buy my next car?

A: If you plan on putting on a lot of miles to your GMC model or Buick car, you’ll want to choose financing. Most lease deals come with mileage limits that might end up being a hassle if you want your driving situation to accommodate your everyday commute as well as the occasional road trip or moving day.

Service Technician Helping Customer


Look To Jim Curley Buick For Leasing & Financing Assistance

When you’re ready to choose your next Buick car or GMC truck, make the trip to Toms River right by Howell to see your favorite models in person. Before you visit, check out our current special offers. If you have any more questions about leasing or financing, don’t hesitate to contact us at your convenience.

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Jim Curley Buick GMC

1399 River Avenue Lakewood, NJ

Phone: (888) 602-4821


Phone: (888) 257-1247

1399 River Avenue Lakewood, NJ


Phone: (888) 602-4821

1399 River Avenue Lakewood, NJ


Phone: (888) 292-5424

1399 River Avenue Lakewood, NJ
40.0482757 -74.2206265
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Jim Curley Buick GMC
Jim Curley Buick GMC
1399 River Avenue
Lakewood, NJ, 08701 United States
(888) 602-4821
Jim Curley Buick GMC 40.0482757, -74.2206265.